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For the first time in history, credit card holders are not America's major debtor class. According to statistics compiled by the Consumer Financial Protection Bureau, the total amount of unpaid student loan debt in the United States exceeded $1 trillion early in 2012. In 2011 alone, American students took out educational loans of more than $117 billion. Is this massive load of toxic debt the next ...

Students face the big decision after completing their A-levels on whether to further their education with a University or to enter the job market. A decision that may have become ever harder for students leaving college in 2012 with course fees set to rise to £9, 000. When The Graduate Recruitment Bureau conducted their poll in 2010 the majority of students (51%) voted that they felt £5K would be ...

Credit is one of those double-edged swords, which on the one hand, is something we all probably need in order to get loans and finance major purchases (like a house); however on the flip side, it can lead to disastrous results if it’s not used with the utmost caution. The conclusion we can draw is this: we should all build credit, but only do so in a responsible way. As a college student with no c...