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My Lender Jackie
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    Foreclosure or Short Sale- What is Worse For Your Credit Score
    Since the economy took a downturn in 2008/2009 there are still a larger number of homeowners who are underwater on their home loans meaning they owe more on their mortgage than their home is currently worth. This has lead homeowners to wonder what will happen to their credit should they put their home up for […]The post Foreclosure or Short Sale- What is Worse For Your Credit Score appeared ...
    When Does Refinancing Make Sense?
    If you’re considering a refinance you’re probably doing your research beforehand, hence why you may have stumbled across this post. Refinancing a home loan can be a great idea for many reasons, pulling money out for remodels, lowering payments, or decreasing terms.  Refinancing too often is probably not the best idea because it’s just not […]The post When Does Refinancing M...
    Could the Pre-Approval Letter Be Pointless?
    You may have heard the term “pre-approval” or “pre-qualification letter” and how vital they are to the home buying process. A pre-approval, sometimes referred to as pre-qualification or a preliminary loan approval, is one of the first steps that lenders perform to find out how much home the buyer can really afford. The lender will […]The post Could the Pre-Approval Le...