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Reverse Life Insurance
Sell your life insurance for cash
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    Reverse Life Insurance
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    FDIC says reverse mortgage can be risky
    Is a reverse mortgage good or bad? A reverse mortgage is a financial instrument that allows you to take out a mortgage on the existing equity of your home. For those who need cash immediately and don’t want to lose their property, this can seem like a great idea. However, the FDIC has stated that reverse mortgages can be risky. Here’s why. Reverse mortgage pros and cons A reverse mortg...
    Cruise ship care: real or urban legend?
    When it comes to growing older, there’s no doubt that life gets harder.  We get to a stage in life where we need a little extra help, which can be difficult to admit. Yet, 50 percent of Americans will spend at least one year in an assisted living facility at some point in their life.   This is why it’s so important to understand that almost everyone has to face some sort of transi...
    Long term insurance showing high rate of lapse
    A recent study done by The Center for Retirement Research finds that the people who need long term care insurance the coverage the often let it lapse due to the high cost of premiums and a lack of perceived need. If you are considering long term care insurance, having money to keep up the premiums is key. The average annual cost of nursing home care in a semi-private room is about $81, 000, and  i...