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    The Inevitability of Wind Mitigation Reports
    Wind Mitigation Reports are used by the citizens of Miami to get discounts off their premiums from an insurer. Various insurers provide Wind mitigation insurance to house owners situated in coastal areas like Miami. These insurance companies provide coverage for residential as well as commercial buildings in Florida, which protect property against damage from high-speed winds or tornadoes. These i...
    Flood Insurance: Things that You Need to Know
      Flood insurance is a growing issue in regions that are more susceptible to floods. As a low-lying state, Florida is more prone to floods due to his fact and its abundance of standing bodies of water, such as lakes, rivers, canals, springs, and streams. The city of Miami is particularly full of shallow rivers, lakes and streams. Due to the naturally flat landscape and the proximity of the se...
    Replacement Cost vs. Actual Cash Value: Do They Secure The Value of Your Property?
    Insurance claims have two primary functions, asset protection, and asset compensation for any losses/damage that may occur on or around your property. But you should be aware that your policy might not be as airtight as you would like to think. Most home insurance policies use actual cash value claims on homes for property protection, not replacement value claims. Unless your policy covers replace...