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No, you should not be ashamed to file for bankruptcy protection. I had the pleasure of meeting with a client the other day who had retained our firm to assist in his bankruptcy. After chatting for a bit, the man confessed that he was very uncomfortable filing bankruptcy. When I asked him why, he replied, “I’m a man of my word. I’ve always paid my debts. It doesn’t feel right that I can walk away f...

Mr. Dellutri explains that yes, you are eligible because as a creditor they know you can't file a Ch. 7 again until eight years down the road.

Lately the Middle District of Florida Bankruptcy Court for Fort Myers Division has been putting some teeth into Automatic Stay violation. The Automatic Stay, among other things, protects debtors in bankruptcy from continued collection actions. If creditors willfully violate the Automatic Stay, the court is authorized to compensate debtors for any actual damages and sanction the creditor to prevent...