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HARP 2.0 What is HARP 2.0?  HARP 2.0 is a Mortgage Refinance Program that allows home owners to refinance to the current low interest rates even if the home has little or no equity.  Here is a quick example, a home owner owes $400, 000 but the home is worth $325, 000.  Now typically the home owner cannot refinance because the Loan to Value is to high but with HARP 2.0, this home owner can. Preside...

If you are planning to buy a home in San Diego and you have kids, schooling is an added factor on your home search.  So here are some websites that have ratings for schools in San Diego. http://school-ratings.com/cities/San_Diego.html http://www.greatschools.org/california/san-diego/ Just like what they say in infomercials, "results may vary" but by researching these websites, you will have a good...

Selling your home in a bad economy can be tough but here are 5 ways to improve your chances on getting your San Diego Home SOLD. 1.  Create Curb Appeal -  The first thing a buyer will see is the curb appeal of the home.  Having a nice curb appeal will give a buyer a positive vibe about the home before even entering the home. 2.  Remove Clutter -  Having clutter will make the home feel small.  A qu...